EmpoweringNigerianEntrepreneurs
Transform your business dreams into reality with VETLEP's innovative microcredit solutions. Fast, flexible, and designed for the Nigerian market.

Why Choose
VETLEP?
We're not just another lending platform. We're your partner in building a stronger, more prosperous Nigerian business ecosystem.
Lightning Fast Approval
Get approved in as little as 24 hours with our AI-powered assessment system.
Secure & Trusted
Bank-level security with end-to-end encryption to protect your financial data.
Flexible Repayment
Choose repayment terms that work for your business cash flow and growth cycle.
Community Support
Join a network of entrepreneurs with mentorship and business development resources.
Business Growth Tools
Access analytics, financial planning tools, and growth insights for your business.
Mobile-First Experience
Manage your loans, payments, and business insights from anywhere with our mobile app.
No Hidden Fees
Transparent pricing with no surprise charges. What you see is what you pay.
Local Understanding
Built specifically for Nigerian businesses with local market knowledge and support.
Tailored Solutions
Customized loan products for different business types, from retail to agriculture.
How It Works
Getting a business loan has never been easier. Our streamlined process gets you from application to funding in record time.
Apply Online
Fill out our simple application form with your business details and loan requirements.
Quick Assessment
Our AI-powered system evaluates your application using multiple data points for fair assessment.
Get Approved
Receive approval notification within 24 hours with your personalized loan terms.
Receive Funds
Funds are disbursed directly to your account, ready to fuel your business growth.
Ready to Get Started?
Join thousands of Nigerian entrepreneurs who have transformed their businesses with VETLEP.
Loan Products
Choose from our diverse range of loan products, each tailored to meet the unique needs of different individuals and businesses across Nigeria.
Salary Earners Loan
Progressive loan levels for employed individuals with steady income to meet personal and family financial needs.
Loan Summary:
Key Features:
Retail Market Traders Loan
Entry-level market trader loan with group-based guarantee and minimal requirements.
Key Features:
Wholesale Market Traders Loan
Mid-tier market trader loan with external guarantor requirement for established traders.
Key Features:
Transportation Loan
Premium market trader loan for high-capacity traders with comprehensive guarantee requirements.
Key Features:
Educational Advancement Loan
Supporting students and professionals pursuing further education, certifications, and skill development.
Key Features:
Agricultural Development Loan
Comprehensive financing for farmers and agribusiness owners to modernize and expand agricultural operations.
Key Features:
Need a Custom Solution?
Don't see a loan product that fits your specific needs? Our team of financial experts can work with you to create a customized financing solution for your unique requirements.
Success Stories
Hear from Nigerian entrepreneurs who have transformed their businesses and communities with VETLEP's support.

Opeyemi Adegboyega
mavic's cake
Tanke, Ilorin, Nigeria
"I started the cooperative last year, and it has really helped me a lot especially in savings and acquiring more tools for my business. before joining, i had no clear path or resources but vetlep empowered me financially and gave me direction. i'm very grateful for this opportunity. thank you for your support."

AYINLA IBRAHIM AYINLA
agro chemical seller
Oke Ode, Ilorin, Nigeria
"Since joining vetlep, i've seen real improvement not just in my business, but in my mindset too. being part of the organisation gave me access to financial support that helped me grow. for anyone considering it, you have to be part of the it to experience the benefit. vetlep truly makes a difference."

IDOWU BELLO OMOBOLA
business owner
Tipper Garage, Ilorin, Nigeria
"Thanks to vetlep, i was able to support and grow my business. the financial assistance gave me clarity and helped me overcome challenges i was facing. i'm truly satisfied with the outcome, and i'm grateful for the opportunity and support. vetlep has really made a difference in my journey."

ABDULWAHEED HALIMAT
Tipper Garage, Ilorin, Nigeria
"Through the support i received from vetlep, i was able to handle school needs for my children, business challenges and family reponsibilites. the assistance helped me stay focused and manage difficulties more easily. i'm truly grateful for the opportunity and support. vetlep has been a blessing in my life."

ABIODUN SAMUEL ATOYEBI
Tipper Garage, Ilorin, Nigeria
"Vetlep support came at the right time. with the loan, i was able to stay active and focused on the goals. it truly made a difference in my life. thank you vetlep."

OJO DADA ADEBAYO
tricycle rider and owner
Tanke, Ilorin, Nigeria
"At first, i was overwhelmed, but thanks to vetlep, i was able to manage my reponsibilites. the loan support helped me stay focused and take real steps forward. i'm sincerely grateful for the opportunity and the encourage along the way. thank you vetlep."

Abdullateef Adebayo Olaitan
cow and ram seller
Mandate Market, Ilorin, Nigeria
"Before vetlep, things were difficult and uncertain. but with their support, i gained stability and dircetion. the loan helped me organise my activites, manage responsibilites, and improve my situation step by step. i'm thankful for the empowerment and growth that came through vetlep. and their interest rate today in ilorin ia the lowest and they are very real. "